As we know, when a financial emergency arises, some people consider taking out a loan. If you need money, you can find a great option. With personal loans, you can get a loan from ₹5,000 to ₹100,000, with loan terms ranging from 7 days to 30 days. However, it’s your responsibility to analyze the loan details before applying. In this article, you can easily find all the details about Udhaar Portal Loan. Be sure to read this article about Udhaar Portal Loan.
What is UDHAAR PORTAL
It is an online loan app operated by Aman Fincap Ltd., an RBI-registered non-banking finance company. It offers personal loans ranging from ₹5,000 to ₹100,000. Loan tenures range from 7 days to 30 days, and interest rates range from 0.5% to 2% per month.
Aman Fincap Ltd. is a non-banking financial company (NBFC) registered with the Reserve Bank of India. It operates as an NBFC partner and complies with all applicable rules and regulations.
For example
If you take a loan of ₹15,000 from the Udhar portal for 15 days, the calculation can be seen below:
This is a great option for those looking for quick financial solutions. The Udhaar Portal Loan provides a convenient way to manage unexpected expenses.
- Loan Amount: ₹15,000
- Loan Tenure: 15 days
- Bank Disbursement Amount: ₹14,500
- Interest Rate: 1% per day
- Processing Fee + GST: ₹500
- Interest Amount: ₹2,250
- Total Repayment: ₹17,750
UDHAAR PORTAL LOAN Eligibility and Criteria
- Loan applicants must be Indian citizens.
- They must have a valid PAN card and Aadhaar card.
- Applicants must be between 21 and 55 years of age.
- Must be a salaried employee.
- Monthly salary must be credited to their bank account.
Documents Required for UDHAAR PORTAL LOAN
- Address Proof (Aadhaar)
- Selfie
- PAN Card
- Salary Bank Account
- Salary Bank Statement
Benefits and Features
- Users can avail personal loans ranging from ₹5,000 to ₹100,000 for 7 days to 30 days to meet all their needs.
- With UDHAAR PORTAL LOAN, you don’t need any guarantees or collateral.
- UDHAAR PORTAL LOAN offers its customers a transparent track record with no hidden fees.
- It offers competitive interest rates and transparent APR calculations.
- To ensure the security of your personal information, UDHAAR PORTAL adheres to strict data privacy standards.
- You can apply for an instant loan from the comfort of your home using your mobile phone; it’s 100% online.
- UDHAAR PORTAL is specifically designed for those who need money before their salary arrives. You can use UDHAAR PORTAL to fill the gap till your next salary.
Is it Real or Fake
As we learned in this article, Udhaar Portal is a trusted loan platform. It offers personal loans ranging from ₹5,000 to ₹100,000 through Aman Fincap Limited, an RBI-registered NBFC. According to Udhaar Portal, it is committed to maintaining the highest standards for the security of your information.
Application Process
Follow the steps below to apply for a Udhaar Portal Loan:
- First, visit the Udhaar Portal Loan website at https://udhaarportal.com/home.
- Register with your mobile number.
- Enter basic details such as full name, date of birth, and gender.
- Enter PAN and Aadhaar card details.
- Employment type and company name.
- Monthly income.
- Address proof (permanent and current address).
- Selfie.
- Payment bank account details.
- eNACH/UPI e-mandate.
- Loan amount. Bank disbursement.
Note: This article is for informational purposes only. If you decide to take a loan from Udhaar Portal, please use your common sense and proceed with caution.
FAQs
How much loan amount can I get from Udhaar Portal?
You can view loan offers based on your income and repayment history, but the maximum personal loan amount is ₹1 lakh.
How long does it take for a Udhaar Portal loan to be approved?
Most users receive loan approval within a few minutes, and the amount is credited directly to your bank account immediately after approval.
How to repay your Udhaar Portal loan
You can choose a loan term of up to 30 days and repay via auto-debit or UPI.
Can I apply for a Udhaar Portal loan if I already have another loan?
Yes, you can—as long as your income and repayment capacity meet the eligibility criteria, you can apply for a loan.
Can I pre-close my loan?
Yes! You can pay off your loan early at any time—no hidden prepayment penalties.