tala loan: If you need ₹1000 and are thinking of taking a loan of ₹1000, then this article can be very beneficial for you. As we know, in today’s era of inflation, many people have to face a lot of problems when they need ₹1000. Asking for a loan of ₹1000 from someone is a very difficult task. In such a situation, you can use Tala Loan App. If you are thinking of taking a loan of ₹500 to ₹30000 from Tala Loan App, then you can read this article to know its details.
What is Tala Loan
Tala Loan is an online loan platform that offers personal loans from ₹500 to ₹30000 through NBFC partner (Talazen Finance India Private Limited) with loan tenure of 120 days, interest rates starting from 0.12 pence per day
Talazen Finance India Private Limited offers personal loans ranging from ₹500 to ₹30,000 with a loan tenure of 120 days. The interest rate on Tala loans is 0.12% per day. The Tala loan app is 100% secure. Your data is 100% safe if you take a loan from this application.
Tala Loan App Eligibility and Criteria
- Loan applicants must be Indian citizens.
- Loan applicants must be over 18 years of age.
- Must be salaried or self-employed.
- Must have a PAN card, Aadhaar card, and an active bank account.
Tala Loan App Features
- Tala Loan App will provide loans through RBI-registered NBFCs.
- Offers 100% digital and paperless loan services.
- Minimal documents will be required, such as a PAN card, Aadhaar card, and a selfie.
- Auto-debit setup is available for EMI payments.
- Real-time KYC and bank verification are in place.
- No collateral or deposit is required to avail a Tala Loan.
Tala Loan App has no hidden fees.
or example
If you take a loan of ₹3,000 from the Tala Loan App with a loan term of 61 days, you can see the calculation below.
- Loan Amount: ₹3,000
- Loan Term: 61 days
- Interest Rate: 0.12% per day
- Processing Fee: ₹300
- Interest Amount: ₹219.60
- Bank Disbursement Amount: ₹3,000
- Total Disbursement Amount: ₹3,519.60
Is the Tala Loan App Real or Fake?
As we learned in this article, the Tala Loan App is registered with the RBI and offers personal loans ranging from ₹500 to ₹30,000 through its non-banking NBFC partner, Talazen Finance India Private Limited. The loan tenure is 120 days. The interest rate on Tala Loans is 0.12% per day. The Tala Loan App is 100% secure. Your data is 100% safe if you take a loan through this application.
Tala Loan App Application Process
Follow the steps below to apply for a loan.
- Download the Tala Loan App
- Verify your mobile number
- Fill in some basic details
- Upload all required documents
- Receive a loan offer after KYC verification is complete
- Complete auto-debit setup after receiving the loan offer
- The funds will be transferred to your bank account within a few minutes.
FAQ
1. How much loan amount can you take from the Tala Loan App?
You can take a personal loan from ₹500 to ₹30,000 from the Tala Loan App.
2. Is the Tala Loan App registered with the RBI?
The Tala Loan App offers loans through Talazen Finance India Private Limited, an RBI-registered non-banking finance company.
3. What is the interest rate on the Tala Loan App?
The Tala Loan App offers loans at a low interest rate for its customers, with an interest rate of 0.12% per day.
4. What happens if the Tala Loan App is not repaid?
Failure to pay your Tala Loan App balance on time will lower your CIBIL score and prevent you from receiving a loan in the future if needed.
Note: This article is for informational purposes only. The loan company may update these details at any time. For more information, you can visit the official website of the Tala Loan App.